Education Planning

Higher education costs represent a significant financial expense for many families.  Tuition, room and board, books and fees averaged $53,980 per year in 2019 at a 4-year private college, with the University of California costing $36,100 for an in-state student living on campus.  Given that tuition and fees continue to increase at a higher rate than general consumer inflation, it is important to get the most out of your college savings.

• Assess education funding needs

• Recommend the most appropriate savings vehicle such as a 529 plan or custodial account (UTMA)

• Advise on 529 plan selection, investment allocation and other options

• Evaluate savings distribution options