Retirement Planning
Retirement Planning
The decisions you make today will allow you to realize your goals and dreams tomorrow. We assess your current situation, provide you with a plan and recommendations, and work with you to stay on track through all the phases of your financial life.
Accumulation:
Prepare retirement needs and cash flow analysis
Recommend investment and savings strategies
Review and advise on employee benefits and retirement plan options
Discuss risk management needs including disability, life, and liability insurance
Distribution:
Advise on pension distribution election options
Calculate and disburse Required Minimum Distributions (RMD)
Review cash flow needs and facilitate tax-efficient distributions from investment accounts
Transfer and Legacy:
Evaluate strategies for tax-efficient transfer of wealth to the next generation
Coordinate with your estate planning attorney and execute changes to account structure
Assist with estate administration
Review options for charitable giving