Retirement Planning

The decisions you make today will allow you to realize your goals and dreams tomorrow. We assess your current situation, provide you with a plan and recommendations, and work with you to stay on track through all the phases of your financial life.

Accumulation:

• Prepare retirement needs and cash flow analysis

• Recommend investment and savings strategies

• Review and advise on employee benefits and retirement plan options

• Discuss risk management needs including disability, life, and liability insurance

Distribution:

• Advise on pension distribution election options

• Calculate and disburse Required Minimum Distributions (RMD)

• Review cash flow needs and facilitate tax-efficient distributions from investment accounts

Transfer and Legacy:

• Evaluate strategies for tax-efficient transfer of wealth to the next generation

• Coordinate with your estate planning attorney and execute changes to account structure

• Assist with estate administration

• Review options for charitable giving